Meet the PlayMoney Coach

Let’s be honest. Most of us weren’t raised with financial wellness in mind. We were taught to survive, work hard, and be the one everyone turns to, but not always how to spend, save, or say yes in ways that honor our values.

That’s where I come in.

I’m Nishaea Richardson, CEO of Wealth Phenom and your go-to money coach. I support women navigating financial transitions, whether that means earning more money, changing careers, redefining relationships, or learning how to manage life and finances on their own.

I also partner with organizations, teams, and community groups to bring this same work into workplaces and programs, creating spaces where people can build clarity, healthier money habits, and systems that support long-term wealth and peace of mind.

While I don’t manage investments, everything I teach supports the behaviors and foundations that allow money to grow and stress to shrink over time. You deserve to enjoy what you work hard for without guilt, stress, or second-guessing.

My Philosophy

Financial Wellness Starts With How You Feel

Yes, we talk numbers. We get clear on the budget, the debt, and the goals. But underneath all of that, the real work is about clarity, steadiness, and overall well-being.

Because money decisions are rarely just about math. They’re about responsibility, pressure, expectations, and the roles we carry in our families, careers, and communities.

This work is for you if you’re navigating a financial transition.

Maybe you’re the one in your family who “made it” and now feels the weight of being everyone’s safety net.
Maybe you earn good money but don’t feel the ease or security you expected.
Maybe you’ve reached a new income level and want to move differently this time.
Or maybe you’re rebuilding after a life change and learning how to manage money on your own.

I bring this work to women directly and into organizations and community spaces where people are navigating real financial responsibility in real time.

So money becomes less of a constant stressor and more of a tool that supports the life you’re building.

A Bit About Me

I’m a mom, community volunteer, and board member for several organzation near and dear to my heart who cares deeply about creating spaces where people feel supported and informed.

My professional background includes roles in training, administrative support, and people-focused work, which shapes how I communicate, facilitate, and show up in every financial wellness space I lead.

At the core, I believe money should support your life, not run it. That belief guides everything I do.

A Bit About Me

I’m a mom, community volunteer, and board member for several organizations near and dear to my heart who cares deeply about creating spaces where people feel supported and informed.

At the core, I believe money should support your life, not run it. That belief guides everything I do.

What You Can Expect

When we work together whether in a workshop, speaking event, or private session, you’re not getting a one-size-fits-all lecture.

You’re getting…

Real strategies
Judgment-free guidance
Space to be honest about your habits
And tools you can actually use in your everyday life

Because your money should work with you, not against you.

Certifications:

CERTIFIED FINANCIAL COACH

Financial Coach Academy is a comprehensive online training program designed to equip aspiring financial coaches with the tools, strategies, and frameworks needed to support clients in achieving their financial goals. The program focuses on practical coaching techniques, money management principles, and business development to help coaches launch and grow impactful, client-centered financial coaching practices.

SIX SIGMA YELLOW BELT CERTIFICATION

Lean Six Sigma is a process improvement methodology that supports clear, efficient systems and better outcomes. This training informs how I design organized, repeatable programs and practical frameworks that help individuals and organizations reduce overwhelm and move from confusion to clarity.

WOMEN’S ENTREPRENEURSHIP AT CORNELL CERTIFICATION

The Bank of America Institute for Women’s Entrepreneurship at Cornell is a collaboration between Bank of America and Cornell University to deliver an online learning portal that provides women entrepreneurs with the skills, knowledge and resources to build, manage, and scale a successful business.

YOUTH MENTAL HEALTH FIRST AID

Youth Mental Health First Aid teaches you how to identify, understand and respond to signs of mental health and substance use challenges among children and adolescents ages 12-18.

Ready to Bring Me to Your Organization or Community?

Let’s talk about how I can support your team or audience with financial wellness that actually sticks.

Book Me to Speak →

Government + Public Sector

Building Financially Resilient Communities & Teams

Nishaea Richardson, founder of Wealth Phenom LLC, is committed to supporting government agencies, public-sector teams, and mission-driven organizations through relatable, culturally responsive financial wellness education.

As a certified financial wellness coach, MWBE- and EDWOSB-certified business owner, and experienced facilitator, Nishaea delivers real-life financial tools with empathy and strategy—helping individuals and communities build habits that support long-term financial health and peace of mind.

CERTIFICATIONS & CODES

EDWOSB – Economically Disadvantaged Women-Owned Small Business
MWBE – New York State & Albany County
D-U-N-S: 118523198
UEI: DE6TGXMT1BB5
CAGE Code: 9RRS0
SAM Registration: Active

NAICS Codes:

541611 – Administrative, General, and Financial Management Consulting Services
611430 – Professional and Management Development Training Services
611710 – Educational Support Services
541990 – All Other Professional, Scientific, and Technical Services

CORE COMPETENCIES

Financial Wellness Education & Training – Delivering culturally responsive workshops and coaching on budgeting, debt management, savings, money mindset, and financial planning for individuals, families, and small business owners.
Community & Family Financial Literacy – Facilitating interactive, age-appropriate financial education programs for students, parents, and community members to support long-term financial success and decision-making.
Customized Financial Wellness Program Design – Developing and delivering tailored financial wellness series for schools, nonprofits, public sector organizations, and workforce development programs.
Entrepreneurial & Small Business Financial Education – Supporting aspiring and current entrepreneurs with personal budgeting, cashflow management, financial habits that support business sustainability.
Professional Development & Training Facilitation – Leading workshops on leadership, communication, onboarding, soft skills, and process improvement for mission-driven organizations and agencies.
Public Speaking & Event-Based Financial Training – Engaging audiences at conferences, summits, and organizational events with actionable, inspiring talks on financial wellness, mindset, and empowerment.