I’M Nishaea richardson

Financial Coach & Speaker

Helping

you feel empowered & confident with your money!

Financial Coaching


Financial coaching is all about helping you understand your relationship with money and create a plan to achieve your financial goals. It's not about telling you what to do with your money - it's about empowering you to make the best decisions for yourself.


I will work with you one-on-one to help you develop a budget, save money, pay off debt, and build lasting financial success.

Financial Wellness Workshops & Event Speaker

Are you looking for a financial wellness workshop or event speaker that can help your employees or members navigate their finances in a difficult economy? Look no further! My workshops and events are designed to help people understand and take control of their finances; I am passionate about helping others improve their financial wellbeing.

Who is coaching for?

People that need help identifying their financial goals, accountability, financial literacy, and understand money behaviors preventing them from sticking to their goals. Coaching will help them:

Understands your spending habits.

Create a spending plan.

Understand the emotional components of dealing with money and living within your means.

Learn how to establish an emergency fund

Manage debt and pay off debt.

Establish a savings plan that meets your long-term and short-term goals.

Teach financial literacy principles.

And much more...

Goal Setting


With goal setting, you can clearly define your financial goals and create a plan to achieve them. You'll be able to track your progress and make necessary adjustments along the way. And best of all, you'll have the peace of mind that comes with knowing you're on track to reach your financial goals.

Budgeting & Saving


Traditional methods often involve a lot of guesswork and can be difficult to stick to. But with the Plan Ahead Method, you can see ahead and make sure your finances are always in order. This method is perfect for anyone who wants to take control of their money and make saving for recurring and fixed expenses a priority. With this method, you'll be able to:


- Create a realistic budget that works for you.


- Save money each month without feeling deprived.


- Achieve your financial goals sooner than you thought possible.

Abundance Mindset


Many of us are held back by our beliefs about money. We think we can't have it, that we don't deserve it, or that we have to work really hard for it. But what if there was another way? What if you could open yourself up to receive more money just by changing the way you think about it?


I will help you go beyond simple budgeting and paycheck-to-check mindset to allowing more money to flow into your life as you shift your mindset and the way you think about money. With this new understanding, you'll be able to manifest wealth and abundance in ways you never thought possible.


Accountability & Support

When it comes to financial success, accountability and support are key. That's why I offer both to help you reach your goals. Outside of my one-on-one coaching programs I have a great online community where you can ask questions and get suggestions from other members. With our accountability and support, you'll be on your way to financial success in no time!

About Me

I am Nishaea Richardson, Financial Coach, speaker, and the owner of Shes the Budget Guru, a company that helps women have a better relationship with money and take back control of their finances. A Yellow Belt Six Sigma Lean certified process improvement expert, I also work in human resources and bring my knowledge of business process to my work as a financial coach. I am a graduate of the Financial Coach Academy and am dedicated to helping women achieve their financial goals.


My mission is to help as many women as possible achieve their definition of financial freedom. As a single mom, I know what it's like to feel out of control and on a financial rollercoaster when it comes to money, and I want to help others break free from that cycle. With my knowledge and experience, I am determined to help women all over the world become financially independent.


My clients and friends jokingly think of me as the money police.! My face pops up in their head whenever they are spending money on something they know they don't need. I think I'm going to make bracelets with the abbreviation W.W.N.D (What would Nishaea Do), so every time someone needs to use their skills to decide on a purchase, they can think of me... just joking!


Financial literacy is essential because it is the foundation of being able to build a successful life, no matter what your financial situation is right now! Here's your one stop shop to personal finance.

Testimonials

Online Coaching Resources

Mindset eBook

How many times have you promised yourself that you were going to get your finances in order, only to find yourself back where you started a few weeks later? If you're like most people, you've probably struggled with money at some point in your life. Maybe you've even felt like it's impossible to get ahead financially.


If that sounds like you, then I have good news: there is a way to break free from the cycle of financial struggle. Waking Up to Abundance is an eBook that will help you change your money mindset and finally stick to your financial goals.

Budget Planner

The Budget Planner is the perfect tool for anyone looking to take control of their finances. This digital budget planner allows users to keep track of spending, savings, and monthly expenses, so they can see where their money is going and make informed decisions about their financial future.


With this budget planner, users can simply print and:


Keep track of spending and see where their money is going each month.


Set savings goals and track progress over time.


Manage monthly expenses and stay on top of bills.


Get a clear picture of their financial situation and make informed decisions.


Budgeting to Abundance Community

Welcome to the Budgeting to Abundance community! We are excited to offer this wonderful resource to those seeking to improve their financial situation. Here, you will learn how to budget your money more effectively, set realistic goals, and become more financially empowered. Our community is dedicated to providing support and guidance so that you can achieve true financial abundance. We invite you to explore all that we have to offer and learn how to make powerful money moves that will change your life for the better. Thank you for choosing us as your partner on this journey!










Get your financial life on track today. One on one coaching for maximum success. Start your financial journey today.

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